PETITION FILING APPOINTMENT IS SET 72 HOURS AFTER RECEIVING ALL DOCUMENTATION

(1) tax returns: FILED FEDERAL (irs) RETURNS FOR LAST 2 YEARS

----> Haven't filed due returns? Stop. Check with attorney if your case can be filed. File your returns.

----> Can't find returns? Sign & send to attorney Request for Transcripts. Most requests are processed by IRS within 10 days. Stop. Check with attorney if your case can be filed without this.

----> OWE Income Taxes? Send RECENT STATEMENTS (IRS and/or State) showing a) how much is owed, b) for which year(s) and c) dates return was processed d) portion of amount owed in tax versus penalties & interests. Don't have it? FOR IRS: Sign Request for Account Information and send to attorney ASAP. Most requests are processed by IRS within 30 days). For California: Login & Get Info Online Stop. Check with attorney if case can be filed without this.

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(2) income EVIDENCE for LAST SIX MONTHS and YEAR-TO-DATE: if EITHER: (a) you gave documents before BUT your petition will be filed in a new or different month OR (b) you did not already provide this

send appropriate documentation for income received by every member of the household:

(Wages) - (Self-Employed / Independent Contractor / Rental Income) - (Unemployment /Social Security / Disability / Pension / Alimony)

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(3) COMPLETED PERSONAL PROPERTY LIST

---> Have Storage Unit? disclose address, contents, & value

---> Have Safety Deposit Box? disclose address, contents, value, NAME persons with access

---> Possess property belonging to someone else? DESCRIBE ITEM(s), value, name & address of owner(s).

-------> have timeshares? provide full description, valuation (see timeshare broker or online for similar shares, monthly maintenance & costs.

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(4) FINANCIAL ACCOUNT(S) STATEMENTS FOR LAST 6 MONTHS (include EVERY Bank Accounts, even if have zero balance or now closed but was open during 6 months, include ALL INVESTMENT ACCOUNTS, RETIREMENT ACCOUNTS,

Attorney prefers, email of PDF statementS obtained from Financial Institutions' website. For retirement accounts, which provide only quarterly/annual statements, send most recent statement.

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(5) COLLECTION LETTERS (if received)

-----> Been Sued? send first page of summons (or email case # or name of plaintiff & where case was filed exmpl: Chase in San Diego County)

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ITEMS BELOW CAN BE BROUGHT TO THE MEETING WITHOUT HAVING TO RESCHEDULE THE APPOINTMENT

(6) VEHICLE REGISTRATION Don't have it? Discuss with attorney. (Can't find it?)

----> Have Car Loan(S)? MOST RECENT LOAN STATEMENT(S)

----> Have Mortgage(S)? MOST RECENT LOAN STATEMENT(S)

(7) Copy of last received pay stub(S)

SEND ATTORNEY all remaining legal FEES

Unless fees HAVE BEEN paid in full before petition signing (or REMAINING fees will be paid through a Chapter 13 Plan) bring cash for remaining legal fees & court filing fee to the appointment. by law, no legal fees can be collected AFTER A CHAPTER 7 case is filed.

All FEES COLLECTED will be disclosed in THE "Disclosure of Legal Compensation" and "Statement of Financial Affairs" of your petition. A separate receipt can be provided upon request.

attorney will verify all documentation IS RECEIVED BEFORE SCHEDULING AN APPOINTMENT.

NOTE, all debtors ARE REQUIRED TO attend a creditor's meeting WITHIN 30 DAYS AFTER FILING OF CASE. The COURT SETS THE exact day & time. meeting CANNOT BE RESCHEDULED UNLESS debtor is incarceration or hospitalization. FAILURE TO ATTEND will result in case dismissal.You will be notified within 24/48 hours after filing of the exact day and time of THE meeting so that you can make necessary arrangements.

WHEN documentation is complete, attorney WILL SCHEDULE YOUR PETITION SIGNING APPOINTMENT & SEND FOR YOUR REVIEW A COPY OF YOUR credit report. Attorney may have questions regarding the credit report and/or documentations received. be available & promptly respond to INQUIRIES to avoid HAVING YOUR APPOINTMENT RESCHEDULED.

UNLESS YOU EMAIL THIS INFORMATION THE EVENING BEFORE, ARRIVE WITH A list of all available balances in each of your bank accounts and amount of money held in hand or otherwise (under mattress, jar, backyard, etc...). Available balance DOES NOT include checks written but not yet cleared.

NOTE: YOU ARE REQUIRED TO COMPLETE A CREDIT COUNSELING COURSE BEFORE YOUR CASE CAN BE FILED. ATTORNEY WILL ADVISE YOU ON HOW TO COMPLETE THIS. PLAN FOR AN ADDITIONAL 30-45 MINUTES FOR YOU TO COMPLETE THE ONLINE COURSE AT HOME AFTER THE MEETING.

Chapter 7 Appointment takes 1-1 1/2 hours. Chapter 13 Appointment takes 2-3 hours.

Please Note: the above estimated times are based on review & signing of existing completed petition, with minor adjustments if needed. clients who bring new and unanticipated documentation to the meeting could add significant time (1 or 2 hours) depending on how the new documentation affects the prepared petition. clients who bring new sources of income to the appointment may not only need to reschedule the appointment but IN DOING SO WILL INCURR ADDITIONAL CHARGE OF $100 for rescheduling.